FINANGO'S USER AGREEMENT

General

Welcome to FINANGO! This website is owned and developed by "M/s Finango" (“Finango”, "we", “our”, or "us"). By visiting our website and accessing the information, resources, services, products, and tools we provide, you understand and agree to accept and adhere to the following terms and conditions (hereinafter referred to as the “User Agreement>") as stated in this policy along with the terms and conditions as stated in our Privacy Policy. Getting to the website, in any way, regardless of whether robotized or something else, establishes utilization of the website and your consent to be bound by the User Agreement.

We reserve the right to change the User Agreement from time to time without notice. You acknowledge and agree that it is your responsibility to review this User Agreement periodically to familiarize yourself with any modifications. Your continued use of this website after such modifications will constitute acknowledgment and agreement of the modified terms and conditions.

INTELLECTUAL PROPERTY RIGHTS

Our Limited License to You:
Any and all intellectual property rights ("Intellectual Property") associated with the website and its contents (the "Content") are the sole property of FINANGO, its affiliates or third parties. The website is given exclusively for your own non-commercial use. You may not utilize the website or the materials accessible on the website in a way that establishes an encroachment of our rights or that has not been approved by us. All the more explicitly, except if unequivocally approved in the User Agreement or by the proprietor of the materials, you may not alter, duplicate, imitate, republish, transfer, post, transmit, decipher, sell, make subsidiary works, misuse, or convey in any way or medium (counting by email or other electronic methods) any material from the website. You may, in any case, now and again, download as well as print one duplicate of individual pages of the website for your own, non-business use, given that you keep flawless all copyright and other exclusive takes note.
Your License to Us:
By posting or presenting any material (counting, without restriction, remarks, blog sections, photographs and recordings) to us through the Website, you acknowledge that you are the proprietor of the material, or are making your posting or accommodation with the express assent of the proprietor of the material. Likewise, when you submit or post any material, you are allowing us, and anybody approved by us, a sovereignty free, never-ending, permanent, non-selective, unlimited, overall permit to utilize, duplicate, alter, transmit, sell, misuse, make subsidiary works from, disseminate, and additionally openly perform or show such material, in entire or to a limited extent, in any way or medium, presently known or in the future created, for any reason. The prior award will incorporate the privilege to misuse any exclusive rights in such posting or accommodation, including, yet not constrained to, rights under copyright, trademark, administration imprint or patent laws under any significant ward. Additionally, regarding the activity of such rights, you award us, and anybody approved by us, the privilege to recognize you as the creator of any of your postings or entries by name, email address or screen name, as we consider proper.

LIMITATIONS ON LINKING AND FRAMING

You may establish a hypertext link to the website so long as the link does not state or imply any sponsorship of your website by us or by the website. However, you may not, without our prior written permission, frame or link to any of the content of the website, or incorporate into another website or other service any of our material, content or intellectual property.

DISCLAIMERS

The information, products and services offered on or through the website and by Finango and any third-party websites are provided "as may be" and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable law, we disclaim all warranties, express or implied, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the website or any of its functions will be uninterrupted or error-free, that defects will be corrected, or that any part of this website, including bulletin boards, or the servers that make it available, are free of viruses or other harmful components.

We do not warrant or make any representations regarding the use or the results of the use of the website or materials on this website or on third-party websites in terms of their correctness, accuracy, timeliness, reliability or otherwise.

You concur consistently to safeguard, repay and hold innocuous Finango its offshoots, their successors, transferees, appointees and licensees and their particular parent and auxiliary organizations, specialists, partners, officials, chiefs, investors and workers of each from and against any cases, reasons for activity, harms, liabilities, expenses and costs, including legitimate charges and costs, emerging out of or identified with your break of any commitment, guarantee, portrayal or agreement put forward in this.

PURCHASES AND ONLINE COMMERCE

Invoicing and Payment: Unless otherwise stated in the mandate, all charges will be invoiced in advance and are payable within 24 hrs. from the invoice date. Customer is responsible for providing complete and accurate billing and contact information to Finango and notifying Finango of any changes to such information.

Unless otherwise stated in the mandate, all invoices will be sent via email to Customer's email address registered with Finango.

If any invoiced amount is not received by Finango within the due date, then without limiting our rights or remedies, we may levy interest at the rate of 2% of the outstanding balance per month.

Suspension of Service: If any invoiced amount owed by Customer under this or any other agreement for Services is 3 days or more overdue, Finango may, suspend Services until such amounts are paid in full, provided that, Finango will give Customer at least 1 day prior notice that its account is overdue before suspending services to Customer.

Taxes: Fees and Payments displayed on the website do not include any taxes. Customer is responsible for paying all taxes associated with its purchases here under.

REGISTRATION

To access certain features of the Website, we may ask you to provide certain demographic information including your gender, year of birth, zip code and country. In addition, if you elect to sign-up for a particular feature of the Website, such as chat rooms, web logs, or bulletin boards, you may also be asked to register with us on the form provided and such registration may require you to provide personally identifiable information such as your name and email address. You agree to provide true, accurate, current and complete information about yourself as prompted by the Website's registration form. If we have reasonable grounds to suspect that such information is untrue, inaccurate, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Website (or any portion thereof). Our use of any personally identifiable information you provide to us as part of the registration process is governed by the terms of our Privacy Policy.

PASSWORDS

If you need a username and password to use certain features of the website, you will receive a username and password through the website's registration process. You are responsible for maintaining the confidentiality of the password and account, and are responsible for all activities (whether by you or by others) that occur under your password or account. You agree to notify us immediately of any unauthorized use of your password or account or any other breach of security, and to ensure that you exit from your account at the end of each session. We cannot and will not be liable for any loss or damage arising from your failure to protect your password or account information.

LIMITATION OF LIABILITY

Under no circumstances, including, but not limited to, negligence, shall we or our affiliates be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, the website, including its materials, products, or services, or third-party materials, products, or services made available through the website, even if we are advised beforehand of the possibility of such damages. (because some provinces do not allow the exclusion or limitation of certain categories of damages, the above limitation may not apply to you. In such provinces, our liability and the liability of our subsidiary and parent companies or affiliates is limited to the fullest extent permitted by such state law.). If you are dissatisfied with any materials, products, or services on the website, or with any of the website's terms and conditions, your sole and exclusive remedy is to discontinue using the website and the products, services and/or materials. This website is continually under development and Finango makes no warranty of any kind, implied or express, as to its accuracy, completeness or appropriateness for any purpose.

TERMINATION

We may, at our sole discretion, cancel or terminate your access to use the website or any part of the website at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the website affected by such cancellation or termination. Any suspected illegal, fraudulent or abusive activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities. Upon suspension or termination, your right to use the resources we provide will immediately cease, and we reserve the right to remove or delete any information that you may have on file with us, including any account or login information.

REFUND POLICY

Unless otherwise provided by law, you acknowledge that we do not offer refunds for any portion of your payment for any of our one-on-one services.

When a payment of fee is made to Finango, the fees paid in advance is retained by us in a client account. Finango will earn the fees upon working on a client's matter. During an engagement, we earn fee at different rates and different times depending on the completion of various milestones (e.g. providing client portal access, assigning relationship manager, preparing documents, filing of forms, etc.,). Refund cannot be provided for earned fee because resources and man hours spent on delivering the service are non-returnable in nature. Further, we can't refund or credit any money paid to government entities, such as filing fees or taxes, or to other third parties with a role in processing your order. Under any circumstance, Finango shall be liable to refund only up to the fee paid by the client for which the work has not been delivered.

CHANGE OF SERVICE

If you want to change the service you ordered for a different one, you must request this change of service within 1 day of purchase. The purchase price of the original service, less any earned fee and money paid to government entities, such as filing fees or taxes, or to other third parties with a role in processing your order, will be credited to your FINANGO account. You can use the balance credit for any other FINANGO service.

STANDARD PRICING

FINANGO has a standard pricing policy wherein no additional service fee is requested under any circumstance. However, the standard pricing policy is not applicable for an increase in the total fee paid by the client to FINANGO due to increase in government fee or fee incurred by the client for completion of legal documentation or re-filing of forms with the government due to rejection or resubmission. FINANGO is not responsible or liable for any other cost incurred by the client related to the completion of the service.

FACTORS OUTSIDE OUR CONTROL

We cannot guarantee the results or outcome of your particular procedure. For instance, the government may reject a NGO registration application for legal reasons beyond the scope of FINANGO service. In some cases, a government backlog or problems with the government platforms (e.g. MCA website, Income Tax website, NGO website) can lead to long delays before your process is complete. Problems like these are beyond our control and are not covered by this guarantee or eligible for refund. Hence, delay in processing of your file by the Government cannot be a reason for refund.

FORCE MAJEURE

FINANGO shall not be considered in breach of its satisfaction guarantee policy or default under any terms of service, and shall not be liable to the Client for any cessation, interruption, or delay in the performance of its obligations by reason of earthquake, flood, fire, storm, lightning, drought, landslide, hurricane, cyclone, typhoon, tornado, natural disaster, act of God or the public enemy, epidemic, famine or plague, action of a court or public authority, change in law, explosion, war, terrorism, armed conflict, labour strike, lockout, boycott or similar event beyond our reasonable control, whether foreseen or unforeseen (each a "Force Majeure Event").

CANCELLATION FEE

Since we're incurring costs and dedicating time, manpower, technology resources and effort to your service or document preparation, our guarantee only covers satisfaction issues caused by FINANGO - not changes to your situation or your state of mind. In case you require us to hold the processing of a service, we will hold the fee paid on your account until you are ready to commence the service.

Before processing any refund, we reserve the right to make best effort to complete the service. In case, you are not satisfied with the service, a cancellation fee of 20% + earned fee + fee paid to government would be applicable. In case of change of service, the cancellation fee would not be applicable.

INTERACTIVE FEATURES

This Website may incorporate an assortment of highlights, for example, announcement loads up, web logs and email administrations, which enable input to us and continuous collaboration among client. Duty regarding what is posted on announcement sheets, web logs and other open posting regions on the Website, or sent by means of any email benefits on the Website, lies with every client - only you are in charge of the material you post or send. We don't control the messages, data or records that you or others may give through the Website.

It is a state of your utilization of the Website that you don't:

OTHER

This Agreement shall be binding upon and inure to the benefit of FINANGO and our respective assigns, successors, heirs, and legal representatives. Neither this Agreement nor any rights hereunder may be assigned without the prior written consent of FINANGO. Notwithstanding the foregoing, all rights and obligations under this Agreement may be freely assigned by FINANGO to any affiliated entity or any of its wholly owned subsidiaries.

These Terms of Use shall be governed by and construed in accordance with the laws of the province of India and any dispute shall be subject to binding arbitration in India. If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.